The best there is in credit building.
We do the work. You get the credit! No fees, lower interest rates, and banked in the USA

The process couldn't be easier, just follow these 3 easy steps...

  • Easy Application Process

    No hard credit pull on your credit profile. Accounts are FDIC insured. Submit your name, email address and temporary password to get started!

  • Pick Your Plan

    Choose to build credit over 12, 18, or 24 months with a payment that fits your budget. (Low Interest Rate // Administrative Fees - $0)

  • Watch Savings & Credit Score Grow

    Enter how much money you'd like to save over the term you choose, and CreditUp calculates your total loan amount and monthly payment.

Over 100 Million People in the United States Struggle with Low or No Credit.* You Need A Lift!

Michael League headshot
I’ve seen first hand how bad credit can make life hard. That’s why we started CreditUp, to help you build a better life.
Michael League Founder, CreditUp by 5Star Bank

Download App Today!

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Don't Just Take Our Word For It.

Check out what some of our satisfied customers are saying about CreditUp.

Guy standing in front of a truck
Better Credit got me a better rate on my new truck loan.
Joseph
A family standing together
We started our own business and I love that we can keep track of our credit on the go.
Jonathan & Keri
A couple standing together
To get the right house for our family we needed to improve our credit.
Travis & Shona

Have Questions?

Below are the top 5 questions asked.

Click here to view more frequently asked questions